BEIJING — China’s experience in groping for a sustainable development pattern of inclusive finance is helpful to global financial regulators, a report said on Feb 11.

The report, jointly released by the People’s Bank of China and the World Bank, listed supportive factors ranging from official policies to market models for the country’s success in inclusive finance.

Government measures that prioritize financial infrastructure could be adopted by other countries, and the web-based business model will also be useful in overseas markets, according to the report.

China has made notable achievements in inclusive finance over the past 15 years, with expanding traditional financial service networks and increasing innovations in new areas such as mobile payment and online lending.

But the report also noted challenges and risks for inclusive finance, and called on China’s policy makers to further improve its regulatory framework and tools to control risks from digital finance.

“More efforts are needed to protect financial consumers unaware of the risks in digital finance,” according to the report.