BEIJING, Nov. 21 -- China's one-year loan prime rate (LPR), a market-based benchmark lending rate, came in at 3.65 percent Monday, unchanged from the previous month.

The over-five-year LPR, on which many lenders base their mortgage rates, also remained unchanged from the previous reading of 4.3 percent, according to the National Interbank Funding Center.

The country had lowered the one-year rate by 5 basis points to 3.65 percent in August. The over-five-year rate had been slashed by 15 basis points twice this year, first in May and again in August to the current figure.

The monthly-released data is a pricing reference rate for banks and is based on rates of the central bank's open market operations, especially the medium-term lending facility rate.